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Privacy Policy and Practices of Moore, Fowinkle, Schroer Agency

Moore, Fowinkle, Schroer Agency (here in after called The Agency) values your trust and is committed to the responsible management, use and protection of personal information. This Online Privacy Policy describes and supplements other applicable policies, practices and privacy notices that may relate to specific business relationships you have with us or to certain products or services, as described in the particular privacy notice. At the start of our business relationship with you as a client, we will give you a copy of our Privacy Notice that applies to that relationship if applicable.

This Online Privacy Policy is applicable to all the information collected by us from you during your use of our Website http://www.mofoscho.com

DEFINITIONS OF TERMS USED ON THIS SITE

Personal Information: Any information that can identify a specific individual.

Aggregate Information: Any information that does not allow us to identify a specific individual. Examples include demographic information, areas visited on the Site or what browser was used to access the Site.

Cookie: Electronic files that your web browser places on your hard drive to retain information relating to visits to and use of a website. Although they allow you to visit the Site more efficiently, they may be disengaged by changing your browser properties.

Pixel Tags: An electronic image, often a single-pixel (1x1), that is ordinarily not visible to Site visitors and may be associated with cookies on the visitors' hard drives.

Internet Protocol Address: An address identifying number that is automatically assigned to your computer by your Internet Service Provider.

TYPES OF PERSONAL INFORMATION WE COLLECT

We collect various types of voluntarily provided personal information from visitors to the Site. This includes such information as:

  • Names, addresses, email addresses, dates of birth, social security numbers, and other application information.
  • Automobile information, phone numbers, birthdates, or claim information that identifies a specific individual.

HOW WE USE PERSONAL INFORMATION

We use personal information provided by individuals who visit our Site to fulfill the purpose for which the visitor provided the information, such as:

  • Completing transactions
  • Processing claims
  • Providing a quote for one of our products
  • Other purposes specifically disclosed at the time the information is requested

The Agency also may de-identify the personal information collected by removing identifiers such as your name. We may use such information as described in the section "Other Types of Information We Collect and How We Use It" found below.

HOW WE DISCLOSE PERSONAL INFORMATION

Disclosures Among our Affiliates
We do not use information obtained on this Site for direct marketing purposes.

Disclosures to Third Parties
We work with third parties that provide services to us and we may share your personal information with them to complete those services. Those parties can include but are not limited to:

Insurance Companies, Managing General Agents, and Consumer Reporting Agencies to obtain driving record history, claims, and credit history.

Other Disclosures

We may disclose personal information to:

  1. Comply with applicable laws
  2. Respond to governmental inquiries or requests
  3. Comply with valid legal processes
  4. Protect the rights, privacy, safety or property of http://www.mofoscho.com visitors, customers and the public
  5. Permit us to pursue available remedies or limit the damages that we may sustain
  6. Enforce our Terms of Service

 

OTHER TYPES OF INFORMATION WE COLLECT AND HOW WE USE IT

We may gather and store aggregate information about visitors.  The collection of this aggregate information enables us to measure the number of visitors to various portions of the Site, diagnose problems with our server, administer the Site and track visitor activity. We will use this aggregate information to learn more about what you and our customers are expecting from our services, and tailor and improve the Site. Because aggregate information collected on the Site does not personally identify you, we may use aggregate information for any purpose whatsoever, and share aggregate information with third parties for any purpose whatsoever.  Below are ways we may collect this aggregate information:

Cookies or other similar technologies.

Pixel-tags also known as web beacons or clear GIF's or similar means. The data collected includes such anonymous information as what operating system and browser you use, how you navigate to and through our Site and how long you stay on our web pages.

Internet Protocol address which is identified and logged automatically in our server log files whenever you visit the Site, along with the time(s) of your visit(s) and the page(s) that you visited.  Collecting Internet Protocol addresses is standard practice on the Internet and is done automatically by many websites.

CHILDREN'S PRIVACY

Our Site is not directed to or intended for use by children. This site is only for the use of adults age 18 and older. The Agency does not knowingly collect or post information from children under the age of 18 in compliance with laws protecting the privacy of children. You can visit the Federal Trade Commissions website to learn more about the Children's Online Privacy Protection Act (COPPA). http://www.coppa.org/comply.htm

OUR SECURITY PROCEDURES

We take reasonable precautions to safeguard the personal information transmitted between visitors and the Site and the personal information stored on our servers.  Unfortunately, no method of transmitting or storing data can be guaranteed to be 100% secure. As a result, although we strive to protect your personal information, we cannot ensure the security of any information you transmit to us through, or in connection with, the Site. If you have reason to believe that your interaction with us is no longer secure (for example, you feel that the security of any account you might have with us has been compromised), you must immediately notify us of the problem by contacting our designated privacy officer, Robert W. Fowinkle, at Moore, Fowinkle, Schroer Agency 120-53rd Ave. W, Bradenton, FL 34207. Phone 941-755-2628. In the unlikely event that we believe the security of your personal information in our possession or control may have been compromised, we may seek to notify you of that development. If notification is appropriate, we would endeavor to do so as promptly as possible under the circumstances, and, to the extent we have your email address, we may notify you by email.

WHERE WE STORE AND MAINTAIN INFORMATION

This Online Privacy Policy applies to our State of Florida operations.  We maintain the Site in Florida and the Site is not intended to subject The Agency to the laws or jurisdiction of any state, country or territory except the state of Florida. The Agency does not represent or warrant that the Site, or any part thereof, is appropriate or available for use in any particular jurisdiction. Those who choose to access the Site, do so on their own initiative and at their own risk, and are responsible for complying with all local laws, rules and regulations.

CHANGES TO POLICY

We reserve the right to amend this Online Privacy Policy at any time in order to address future developments of The Agency, the Site or changes in industry or legal trends. We will post the revised Online Privacy Policy on the Site or announce the change on the home page of the Site. You can determine when the Online Privacy Policy was revised by referring to the "Last Updated" legend on the top of this policy. Any changes will become effective upon the posting of the revised Online Privacy Policy on the Site. By continuing to use the Site following such changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Online Privacy Policy, in whole or part, you can choose to not continue to use the Site.

 

 
©2010 Moore, Fowinkle, Schroer Agency Inc. All Rights Reserved
Phone: (941) 755-2628 | Toll Free: (800) 541-8256
Please read our Privacy Policy

 

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